Out of those options, I would drill (if not tempered) and go with a Bean Animal (three drains) style overflow into a sump. This will give you additional water volume, and offers the greatest flexibility.
Checking the glass is tempered is easy (don't skip this even if someone else successfully drilled the same tank!):
The drop in AIO kit isn't a bad option if you're looking for a simple approach to managing the tank, which may work well for easier tank like for soft corals.
I've used HOB filters off and on for years in freshwater and marine, and I don't find the good ones too loud. I prefer the Fluval AquaClear filters over all others, including the also popular Seachem Tidal filters.
You could do a canister filter, but I would load it with mostly rock rubble, and use it for circulation. Unless you clean them once a week or so, a canister can trap detritus and become and "nitrate factory". There are definitely members here that run successful reef tanks with canister filters, I just personally prefer a HOB to a canister as the HOB is easier to clean, and can be more easily convert to a refugium if needed.
You can also look into HOB protein skimmers and/or refugiums if you need one.
Good luck with your new build!