Over the last couple of days I have been pricing out auto insurance for a car that I will be getting this month, and with the insane prices that I keep finding it looks like I am going to be eating ramen morning noon and night for the rest of the year :cry: Anyone have any suggestions of insurance companys to check out that won't cost an arm and a leg for coverage? $500 to $600 seems a bit high to me for 6 months of basic coverage with a clean driving record and a 17 year old vehicle, but than it has been awhile since I have had to look at buying my own policy, so it is possible that rates have skyrocketed since I last had to look :noidea:
Looks like I will be eating ramen for the next couple of months
- Thread starter BarbH
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Thanks guys, State Farm is one of the ones that I am planning on checking into on Monday. Maybe I should consider moving out of state, planning on going back to college in the next year or so and seems like Michigan has one of the higher tuition rates when I compare it to the tuition in other states. Maybe I should find a place where the tuition for school and car insurance is not going to completely make me broke, LOL 
The car is 17 years old, I am buying it out right no financing. The value of the car is not worth what I would get for full coverage if it was in an accident, they would probably total it out and what I would get is not worth paying the price for full coverage. If it was a new car or only a couple of years old that would be a different story.
The fact you are in a suburb of Detroit is probably killing your insurance. I don't know how old (or young) you are, either.
Most people with low premiums have been with their agents/companies for a long while.
Most people with low premiums have been with their agents/companies for a long while.
My age shouldn't be hurting me, in fact it should be helping since I am 32. Actually Howell is not a part of the Detroit Suburbs, but I am guessing that small city/rural area isn't helping.
My experience in the past has actually been the opposite with insurance companies, the last company I was with continued to raise my premiums every 6 months at renewal. No tickets or accidents to justify raising my rates. Just my experience when it comes to dealing with insurance companies.
My experience in the past has actually been the opposite with insurance companies, the last company I was with continued to raise my premiums every 6 months at renewal. No tickets or accidents to justify raising my rates. Just my experience when it comes to dealing with insurance companies.
So far with the ones that I have checked online that is what I have found also. Going to have to wait until Monday when I can start calling some of the local offices and see if anyone can do any better.
me and my wife pay 49 dollars a mnth for liability on 2 vehicles 98 plym voyager and a 96 cadillac we have cincinatti something dont remeber the whole name but were locked in on that price for 1yr
_Alex_
Valuable Member
I'm paying 132 a month for one full coverage as one liabitly threw all state. On 95 civic and 2005 civic cheapest we have found and has best coverage. Was with usaa and they beat tem by 40$ and the
Usaa only had $25000 personal injury coverage and all state is $100000
Usaa only had $25000 personal injury coverage and all state is $100000
orlando809
Active Member
I pay 73$ for 2 cars 02 altima and 00 accord
Is just the liability comprehensive= it cover hail,vandalism,if something fall on top of the car like a tree or whatver but if i crash into someone and is my fault it only covers them,and im only 26y/o no ticket or accidents
"You are in good hands"
Is just the liability comprehensive= it cover hail,vandalism,if something fall on top of the car like a tree or whatver but if i crash into someone and is my fault it only covers them,and im only 26y/o no ticket or accidents
"You are in good hands"
I'm also with State Farm of Michigan. $63 a month for PLPD for a 96 Jeep Grand Cherokee, with anti theft. Been with them for 15yrs. Wonderful customer service!
Ryan2112
Community Member
I've been with progressive around ten years now I'm 31 safe driver no tickets and pay $108 a month for full coverage On a 08 Chrysler 300. My Girlfriend has a 08 Toyota yaris with the same stats as I and she pays more then I do. But they say $172 a month total if we go on the same policy.
chort55
unregistered
Check geico, and progressive. They have been cheapest for me last couple go arounds.... I have 2 tickets, in last few years (dealed out to 5 over on hwy. lol), a '03 tahoe, and a '04 yukon. I am 29, wife is 24.... I pay $245 a month in Flint..... plpd isn't much different tho really, mine went up like $15-20 a month from plpd on a older bmw to my tahoe w/ full.
Also, the age of the vehicle could play a role in the cost because they could view it one of 2 ways.... its old crap that wont hold up in an accident, or its real metal and will mess someone up bad if you hit todays cars lol
Also, the age of the vehicle could play a role in the cost because they could view it one of 2 ways.... its old crap that wont hold up in an accident, or its real metal and will mess someone up bad if you hit todays cars lol
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