I guess I just don't agree with this assertion:
Adding surface area would not result in a higher growth rate and more bacteria stealing ammonia because food not surface area is limiting growth.
I'll say up front, we have no idea which organisms are actually taking up ammonia in an ordinary reef tank. Corals, bacteria, algae, and many species of each. Each will have somewhat different capabilities of taking up ammonia. That is, if we artificially lower ammonia more and more, some will drop out of the competition before others. So ammonia is not a hard and fast limitation at some fixed concentration that the tank stabilizes at, below which nothing changes. It's the mix of organisms taking it up that changes.
If any bacteria species are able to take ammonia at levels equal to or lower than corals, and if corals are actually getting any, then if we add more surface area, I think it is a perfectly viable hypothesis that more of the best ammonia scavengers will take hold and steal ammonia from corals. They could not do so to the same extent previously because space was limiting their ability to dominate the competition. But with space not a limitation, we can have more of the best scavengears that are able to beat out corals.