reefer024
Active Member
Im renting a house, it's much easier to get away with a leak when I'm in tile and no one living below you. I've already gone through a leak. And landlord never even knew.
And I think it's per tank not volume.
Apartment Tank Help and Insurance
- Thread starter Schraufabagel
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- tanks in apartments
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And I think it's per tank not volume.
mike550
Valuable Member
Start with your lease to see what it permits. If it doesn’t say anything about aquariums then I suppose you can either ask the landlord or just go ahead and do it (since the lease doesn’t say you can’t).
That said, kudos to you for thinking about this. If anything happens I’m sure you’ll want to know your risk. I used to live in a high rise condo where a hose to my clothes washer broke. Water leaked all over the wood floor and absorbed into the concrete. I ended up replacing a portion of wood floor out of pocket, and luckily the water didn’t flow into any units below.
That said, kudos to you for thinking about this. If anything happens I’m sure you’ll want to know your risk. I used to live in a high rise condo where a hose to my clothes washer broke. Water leaked all over the wood floor and absorbed into the concrete. I ended up replacing a portion of wood floor out of pocket, and luckily the water didn’t flow into any units below.
Joe31415
Valuable Member
It should be spelled out in your policy. If you have an online account, you can most likely download it and search (ctrl-F) for keywords like 'water' and maybe 'aquarium'. Just make sure you search the entire document AND make sure you check to see what section you're reading. For example, if you see the word "aquarium" make sure it's not in the category 'Exceptions'. Or if you see that water damage is covered, make sure there isn't also a section called 'Types of water damage not covered' and so on.
They're big and long and wordy, but make use of the search function and get a handle on how the policy laid out and it shouldn't take more than a few minutes to scan through it.
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Schraufabagel
aka Schrauf_den
All the places I’m looking at allow pets. They usually just restrict the weight if anything. I’ve already found a few landlords that said they don’t restrict the number of gallons on tanks
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Schraufabagel
aka Schrauf_den
I always make sure to read the full lease. They have so many weird restrictions sometimes. I like to grill, and that’s always one of them
CMMorgan
Counting my blessings...
I think the biggest challenge is getting a landlord on board with it. In Florida, you'll play heck to find one that will let you have a goldfish, let alone a reef tank. Be up front about it. My daughter worked for a property management company and they frequently sent letters to renters ordering them to remove tanks... snakes, hamsters, herms, fish, etc. It would suck if you got it set up and got a letter like that.
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Schraufabagel
aka Schrauf_den
I have one that already confirmed with me that they would be fine with me having whatever size tank I want. She seemed to think it was a really cool idea
Joe31415
Valuable Member
Something else, if you go forward with this, might be to get a couple of watchdog type alarms. It's not going to help in a catastrophic failure, but if something springs a leak in the middle of the night, it'll get your attention.
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Schraufabagel
aka Schrauf_den
Gotcha. Yeah, they said it was covered and I countered requesting for them to send it in writing. Or if I could add a rider/umbrella coverage to explicitly state that any property damage due to an aquarium would be covered
Joe31415
Valuable Member
If they actually send you something that explicitly states they'll cover you if something happens, that would be great. But beyond that, the policy you have is essentially everything they will and won't cover, in writing.
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