If you're considering graduate school you should apply at schools that offer graduate assistantships. I have an assistantship and what it is in a nutshell, a professor chooses you to assist in his research and as compensation your tuition will be waved and a yearly salary is paid and some sort of insurance is made available. The research you do will coincide with your thesis/dissertation making the entire grad school process smooth flowing. You couple that with a decent fellowship and you can be clearing 60-70k as a student (if you consider tuition waving and book allowances as part of your income). When looking for an assistantship you look at the schools doing research in the exact areas you are interested in an apply for all of them, then whichever one offers the best assistantship you take. Schools get rankings and extra money based on the performance and enrollment of graduate students, that is why they give the best students assistantships because they make more money by paying you.
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