Hi! I can get a 14 IM Peninsula for $100 and an AI Prime 16 with the flex arm for $100. Reefing does not have to be expensive, buy used and save money!!! Criagslist is your friend and so if your lfs! My lfs gets great deals on tanks, I would definitely ask there. Lots of people on Craigslist and eBay selling their lights for a fraction of the cost new. I actually prefer a desk than a tank stand, the drawers provide organized storage, the underneath are is perfect for an ATO, and it looks much nicer in the house imo. I got my 20 gallon tank full set up (lights, tank, skimmer, pumps, powerhead, stand, etc) for around $500. 200 for the tank with the skimmer and pumps included, 200 for both the AI Prime HDs and the flex arms, $75 for the desk (IKEA), and $25 for a new powerhead. You don’t have to buy everything new