Not yet :mad: But thank you for asking! We are in a better position than most. Just incredibly frustrated with the cluster **** that is the government response to all this. The average small business is 26 days from insolvency, and it’s going to be at minimum multiple weeks before one dime of aid makes its way to independent contractors/owners/sole proprietors. Moreover, the “loans” are being turned over to the big banks, who will be able to profit from this situation. (Bank borrows money directly from the Fed at 0% interest, loans it out at 4%). Worse, the loans are to be used to pay employees/independent contractors to not work, in lieu of them going on unemployment.
Translation: the government is asking the people who are hardest hit/most affected by this crisis to subsidize aid by going into debt that they have no reasonable expectation of being able to pay back, IN ADDITION to helping the bottom line of big banks. (Collateral will be required for loans over 25k).