Bank savings account??

[Blue Ring Octopus]

So I have money in the bank getting about .0046 in interest, what I am concerned with is if the economy pivots and the bank holding but not releasing the funds back to me when I want them. Is there another place I can put the money where it is easier to access whenever I want it?
I would like to thank all of those who volunteer to hold my money for me but I was hoping for something more local. LOL

 

[Leon821019218]

Under you mattress :beaming-face-with-smiling-eyes: But seriously, that is a really low interest man... What you can do is put in on a crypto exchange and keep it there in US dollar, or convert it into a stable coin like USDT of USDC. On some exchanges you can get a decent rate/staking rewards. Of course there is a risk involved but most exchanges now a days have pretty decent KYC procedures and safety in place. Maybe worth checking out?