vetteguy53081
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One subject I have seen lately is the discussion of tank leaks, and issues with a certain manufacturer and even Tank Blow-outs.
I remembered the Early 2000 years when persons went to sleep and heard or didn't hear a crashing sound during the night and found their Marineland tank fronts blown out and fish and coral all over their floor or carpeting.
So, the question now arises, should we be insuring our prized tanks for risk of damage and flood loss?
While it is offered by few companies, Aquarium insurance IS available and is not high in cost opposed to Flood insurance which covers the dwelling , not the aquarium and contents.
Aquarium insurance will cover the tank itself, equipment, leaks and repair costs such as floor, carpet, ceiling damage to a lower floor and similar structure.
There were a couple of instances where damage to floor occurred and tenants renting a property were sued because they were not allowed to have a tank and did not know it assuming a pet meant dog or cat. Having insurance would have alleviated this?
A renter and home policy may cover the tank under the liability portion of a given policy buy from what I am seeing, Fish are Not covered. If you're lucky enough to discover fish after a tank failure and have a quarantine tank, you have a chance of saving some of the livestock.
Perhaps consider a blow out kit for larger aquariums consisting of a couple large tubs, battery operated pumps, spare heater(s) , thermometer, heavy duty garbage bags and more.
I have just started exploring Insurance and options
What is your take on insurance?
I remembered the Early 2000 years when persons went to sleep and heard or didn't hear a crashing sound during the night and found their Marineland tank fronts blown out and fish and coral all over their floor or carpeting.
So, the question now arises, should we be insuring our prized tanks for risk of damage and flood loss?
While it is offered by few companies, Aquarium insurance IS available and is not high in cost opposed to Flood insurance which covers the dwelling , not the aquarium and contents.
Aquarium insurance will cover the tank itself, equipment, leaks and repair costs such as floor, carpet, ceiling damage to a lower floor and similar structure.
There were a couple of instances where damage to floor occurred and tenants renting a property were sued because they were not allowed to have a tank and did not know it assuming a pet meant dog or cat. Having insurance would have alleviated this?
A renter and home policy may cover the tank under the liability portion of a given policy buy from what I am seeing, Fish are Not covered. If you're lucky enough to discover fish after a tank failure and have a quarantine tank, you have a chance of saving some of the livestock.
Perhaps consider a blow out kit for larger aquariums consisting of a couple large tubs, battery operated pumps, spare heater(s) , thermometer, heavy duty garbage bags and more.
I have just started exploring Insurance and options
What is your take on insurance?