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I look at it like this. If you're paying with a CC, then you are financing it. So no matter if its Affirm, Paypal finance, or Master Card, you are financing it one way or another.
Not true, at least not with me. I’ve used it twice, once for four new tires for my truck and for a big protein skimmer. My payments were a mere $55 for the tires a month and I paid them off early and my protein skimmer was 35 a month and paid it off early. I only used it for the low payments and so I didn’t have to shell out large chunks of money at one time. I’ll use them again for sure.Haha all you guys that used affirm just got taken.
Affirm is a complete scam. Why?? Because you can’t pay it with a credit card. You have have a large lump of cash to pay every month - miss one forget that interest free crap.. Straight to collections with you, now you are screwed with you’re credit and will likely pay double for your junk you should of just used a credit card for...
It’s bad for the consumer period - read some reviews on Facebook about affirm it’s a SCAM...
Instead of talking about something you know nothing about go do some research.. DO NOT USE AFFIRM- it’s not interest free, it’s meant as a way to catch your butt off guard so they can’t make double the profit. “Free - NO interest” yeh right that’s a verifiable lie...
I won’t be even buying from places that’s offer affirm any more sorry I actually removed some of the sellers from my usually list of suspect and block their Emails for their stores, I’m serious, it’s a predatory lending at its worst. It’s bad for any hobby or industry it touches...
Just use a credit card, if you can save up large chunks of cash to pay affirm at the beginning of the month - why use interest or affirm at all then ? Anyway I hope I save some of you a lot of hurt and financial pain and suffering. Do not use affirm people...
Of course, it is necessary to monitor financial planning, tax-smart asset management to allocate money to interests. I always keep track of expenses and income to cover all my fixed and variable costs. Last month I spent too much money on decorating the aquarium. I will save money this month.Anyone requires financing. Pets always require additional care. If you are not ready to spend money on a good aquarium or food, you should not get fish or reptiles. I have a friend who is prepared to go to another city to buy toys and a terrarium for his snake.
Couldn’t agree more!It’s not my business nor do I care how people pay for anything in their life. 99% of us are adults and can make our own decisions.