There's a difference in knowledge and a google search though. Knowledge relates to experience or specific and practical education. The web is chock full of misinformation...Knowledge. BUT, If I had the money I'd have a much more stable system (lots more automation) with way better light coverage. Plus I'd have access much more livestock (read, cool colors and behaviors) then I currently do. Money, allows one to obtain the right tool for the right job which makes all the difference in making any hobby enjoyable vs. a complete disaster.
Thanks to the time we live in Knowledge is the easiest part of this hobby to obtain. It's just a matter of googling the right word combination. Many have had your exact problem before you and the solution to that problem is documented somewhere.
Money on the other hand... way more difficult to obtain.