Most of the corals are from overseas, they are collected by local divers, send to distributors, go to your local wholesalers, than your local stores. Each stop there will be lost, each place have to make some money for their overhead, and no one work for free so profit is going to be made.
WWC is local to me they hire like 30 people for their operation. Even if each make $20,000 per year, that is $600,000 in salary another few hundred thousand for operation cost. They will need to sell I am guessing $1mil before the owners start making money.
Yes you can dive for coral but are you going to fly to indo, stay for a week, get a collection license, dive for corals for a week, get a export license, pay to have coral fly back on a plane, and might still lose 20-30% of what you bring back?
Only select few individuals are able to command $1000-2000 for their corals. And for that price it will have to be something super nice, people that paid that much are usually other store or upper tier collectors. They paid the ultra high price to be 1st to have it and able to grow out and sell. And as people buy, grow, and frag. Price will come down. Perfect example,
WWC looney tunes, it was at one point $1500-2000 for ultra small frag. I personally paid $1400 for 8 polyps. It took a year to grow and the price dropped to $700, than $500, $250, now you can get frag of decent size for $150-200. I paid 7 time what they are worth but I had it 2 year earlier and so frag to paid for it and still made a small profit. Which go straight back to buying new corals.
If you don’t want to paid $1-2k per frag, just wait a few years and price will come down, you will still have nice coral just not right now. Orange passion was $300-400 a frag now $75. Walt Disney was $1000 now $100. HW was $1800 now $300-500.
As for paid it forward, I give away cheaper frag all the time. But if you paid $900 for a frag, and people are willing to paid $300 per frag a year later, there is no reason to give those out for free.