Lol. I hope my hobby addiction doesn’t get to that level where I need a loan.
Your plan seems solid. My only real difference was going to be add cuc before the fish. Is this ok? My hope was it would buy me some additional time on deciding on fish and coral.
The CUC will need something to eat. A fish, and you feeding the fish will feed the CUC. You also don't need to add the entire CUC all at once. Think of it as getting a maid for your fish.