Not an expert but I am curious if this will work:
In dry parts of the world apartment coolers work by seeping water through a porous substance , such as hay or jute rug and then blowing air through it. The accelerated evaporation brings down the temperature. It increases humidity as a side effect. With modern electronics it is possible to measure and control each aspect of this. I wonder how hard it will be build reptile tank controller that can control the water flow through the porous material along side fan speed based on tank temperature and humidity
No idea how effective or viable this will be, but this sounds like a common challenge for almost all reptile pets
Sweet Idea - I dig it; there are some DIY air conditioners out there on youtube that use evaporation. Implementing controllers sounds expensive(OP says expense to run the ac is the problem). I think the only answer that is cost effective is to simply hit that thermostat and pay a little extra in the hot months. Small AC units and even Chillers for our aquariums are costly to run(+capital investment). Something DIY would be awesome, but I'd be afraid of it failing(or being inconsistent) and killing the critter. Just turn down the thermostat bud!