I wish they had Lamborghini Aventadors with no money down zero interest and $199 per month financing.I think it is great. People have a right to be able to buy things they can't afford right away.
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I wish they had Lamborghini Aventadors with no money down zero interest and $199 per month financing.I think it is great. People have a right to be able to buy things they can't afford right away.
And we are very lucky that collectively all of those people’s decisions don’t effect the rest of us whatsoever.I think it is great. People have a right to be able to buy things they can't afford right away.
That would be a steal on any car! Sign me up! But like I said, our aquariums are aquariums. At least a Lamborghini serves a practical purpose. Gets chicks attention. I’m still using my acropora collection as a pick up line but it doesn’t seem to be working.I wish they had Lamborghini Aventadors with no money down zero interest and $199 per month financing.
I have a neighbor that would rather have the latest and greatest upgrade for his car than pay his rent so yes I know exactly what you mean. Our hobbies should absolutely take a backseat to everything else in our lives. I have a second hobby rc cars that takes a backseat to just about everything lol.Haha you know what I mean. I was thinking of something that most of us would probably look of as completely unnecessary and just something that the other person liked. Definitely not something worth going in debt for. Plus, I don’t even know what kind of maintenance those suckers need. Maybe all they eat is super expensive, rare berries. Literally no one, including biologists, knows!
You’re in luck. Affirm will come to the rescue soon!I have a neighbor that would rather have the latest and greatest upgrade for his car than pay his rent so yes I know exactly what you mean. Our hobbies should absolutely take a backseat to everything else in our lives. I have a second hobby rc cars that takes a backseat to just about everything lol.
This is just going to drive the costs up for everyone else. And I completely disagree with people comparing this to cars, home appliances, etc. We have aquariums. If you’re financing an aquarium then I don’t know what to tell you. I know this hobby is more of an obsession than a hobby for most of us, but what if you knew someone that couldn’t afford a pet emu, so they financed it. You’d look at them like they’re crazy.
Anyone who purchases a new car is making a purely aesthetic decision to have a fancy shiny car with that new car smell. Then they go and finance it, and no one criticizes them despite paying hundreds of dollars a month for many years, including a large chunk of interest.This is just going to drive the costs up for everyone else. And I completely disagree with people comparing this to cars, home appliances, etc.
Anyone who purchases a new car is making a purely aesthetic decision to have a fancy shiny car with that new car smell. Then they go and finance it, and no one criticizes them despite paying hundreds of dollars a month for many years, including a large chunk of interest.
For a totally frivolous, unnecessary purchase. A $2k used car does everything just as well as that $20-$30k new car. Except look shiny.
Same thing. And to be clear, its their money so I'm making no criticism of their decision other than to say that both the aquarium and the shiny car were equally luxury purchases.
Youre free to disagree of course, but I've driven $2-3k used cars my whole life and never had 'the transmission drop out'. I find that most people who have a fear of used cars havent spent much time driving them.I disagree. A cheap used car around here probably won't pass inspection due to being a rust bucket. If you're buying from a private sale which is the cheapest, you probably won't have any extended warranties you would get from a dealer. It's pretty much rolling the dice hoping the transmission doesn't drop out of it.
Granted I'm sure I got fleeced when I purchased a new pickup truck, but I didn't have any problems with it until it hit 80,000 miles and that was brakes. If the tranny hadn't failed at 150,000 it would have been worth about $3000, but was starting to rust....I sold it for $300.
If you aren’t paying interest what does it matter if you finance or not? Even Amazon has no interest monthly payments when you checkpoint if you’re a prime member.
Also, if I’m buying anything these days it’s going on a CC to get those points.
I should also mention, you should be paying off your CC every month. You still get points and you still are able to have a debt free CC.
I agree but where they salt the roads many are rust buckets. Someone's choice of getting a new 60 thousand dollar pickup is their choice. I like to buy newer not necessarily brand new as they lose a lot right up front. Would I finance live stock no. Would I finance a $3,000 tank maybe. I can't believe some of the answers on here. If I use a credit card and don't pay it off right away then it is financed. If I can get 12 months no interest on a larger purchase then it is like saving up for 11 months. Fancy new cars, larger and new homes and aquariums along with any other hobby are all personal choice, so is how you pay for it. In most cases a home is one of the few things that are truly stable enough to finance but things happen major medical, becoming disabled, losing a job even dying. If we did everything based on what if this or that happens then why get out of bed. I have experienced being able to buy cash and being broke supply and demand sets prices not financing except automobiles. I would love a new pickup but not going to spend 80 grand and finance over 7 years. Besides I could not afford that monthly payment as I am disabled. I could afford to spread the payments of an aquarium over 12 months.Youre free to disagree of course, but I've driven $2-3k used cars my whole life and never had 'the transmission drop out'. I find that most people who have a fear of used cars havent spent much time driving them.
New cars are throwing money out the window for shininess and new car smell. But I fully support everyone doing what they want with their own money!
I'm just calling out people who spend lots of money on purely luxury purchases but criticize others for doing the same Its all luxury.
Youre free to disagree of course, but I've driven $2-3k used cars my whole life and never had 'the transmission drop out'. I find that most people who have a fear of used cars havent spent much time driving them.
New cars are throwing money out the window for shininess and new car smell. But I fully support everyone doing what they want with their own money!
I'm just calling out people who spend lots of money on purely luxury purchases but criticize others for doing the same Its all luxury.
If you aren’t paying interest what does it matter if you finance or not? Even Amazon has no interest monthly payments when you checkpoint if you’re a prime member.
Also, if I’m buying anything these days it’s going on a CC to get those points.
I should also mention, you should be paying off your CC every month. You still get points and you still are able to have a debt free CC.