I can only partly agree on that. The difference is that You can easily change light later if You save some money. To add a pump is a small investment. Especially as a third pump in a tank can be of a somewhat lower quality. It is no immidiate disaster if a cirkulation pump stops when You have two other working.
But have You heard of someone changing the front glass of a tank after a year or two?
But have You heard of someone changing the front glass of a tank after a year or two?