Daniel@R2R
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My Tank Thread
I've noticed some coral vendors have even started offering financing options (which IMO is actually pretty cool when there's a same as cash kind of option). Who are some vendors you know who offer this? How many of you guys have used that? What's been your experience?
EDIT TO CLARIFY (this is from post #14): I will say that I FULLY agree that if you can't afford something, you shouldn't buy it. That said, if I can finance something for 0% over 4-6 payments and it makes more sense than paying cash up front, I do use that option as a personal finance strategy. That's what I was thinking about bc I've seen those options floating around. I'm the kind of person to use points and cash back systems on credit cards and pay them out every month, so leveraging is something that interests me. However, I'm in full agreement that you shouldn't pay high interest or go into perpetual debt for a hobby.
EDIT TO CLARIFY (this is from post #14): I will say that I FULLY agree that if you can't afford something, you shouldn't buy it. That said, if I can finance something for 0% over 4-6 payments and it makes more sense than paying cash up front, I do use that option as a personal finance strategy. That's what I was thinking about bc I've seen those options floating around. I'm the kind of person to use points and cash back systems on credit cards and pay them out every month, so leveraging is something that interests me. However, I'm in full agreement that you shouldn't pay high interest or go into perpetual debt for a hobby.
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