With reef-pi controlling the heater, and the heater set higher, the bi-metallic strip in the heater should typically remain closed. That should tremendously extend the life of the heater.
The 8 channel boards are cheap and easy to switch out should a relay fail (or change the relay itself). As far as the ADJ boards, what are they running internally? Would you be able to service them to replace a relay if one failed? If not, that may be a situation of having the heater control itself and have reef-pi running as the secondary control.
Currently I dont think that we would ever know if either the heater or relay failed on, as we do not have any way of sensing whether a device is actually on.
@Ranjib is power/voltage/current sensing in the works at all? I know it has been mentioned in the past, but I dont know if it is going anywhere.
How does Apex monitor power?