What do you do for a living?

Lowell Lemon

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Such a cross section of the world right here liking reef tanks...this is awesome. What a network. We can heal you or your pets, fix your cars, boats, planes, call in fire support, shoot guns from a moving heli, sell you cars, fix your clocks, invest your money, design and plant your landscape, fix your smile, send help, catch crooks, write software, design hardware, make medical devices, run MRI's, manage any company you want, drive trucks, build houses and movie sets, serve you a great meal, paint your house, and well the list is endless.

Reef keepers rock the world at so many levels. I am humbled to share this hobby with you all!
 

adestafi

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One problem with your theory, I assume you are basing this on a 10yr S&P 500 average. Not all stocks have a "direct correlation" to the S&P 500. 7% is one of those things everyone throws out there, but it is not necessarily true. You also need to factor in market timing. Where in the "10 year cycle" are you getting in at? Where are you getting out. Lets just say that the average investor is lucky to hit 3-5% despite what the dude with the porshe on YouTube tells you. I will keep spending on my reef because it makes me happy and happiness contributes to longevity and quality of life.
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Not to mention, why not get rid of the Dog, the Cat, the hamster, the gerbils.. they add up, too.. but wait.. life would be quite boring without them. So, I'll take quality of life and doing something to relieve stress vs. worrying about whether or not im hitting that 5-7%.:)
 

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